Hey, if you are here, it means you are interested in using Chari’s Banking as a Service. Congratulations, it is the right choice!

November 2025

Table of Content

Introduction

Over the past five years, Chari team has worked closely with the Central Bank of Morocco to secure a payment institution license and contribute to advancing financial inclusion. During this journey, Chari developed its own in-house technology to provide financial services to grocery stores across Morocco.

As the infrastructure took shape, it became clear that it could be built in a way that would benefit not just Chari, but other startups as well. That insight sparked the creation of Chari’s Banking-as-a-Service platform.

<aside> <img src="notion://custom_emoji/e5a1c4bb-966f-4d48-9121-0325f347e8ab/1c8da9f1-0a01-80a7-b943-007a5d1aacf0" alt="notion://custom_emoji/e5a1c4bb-966f-4d48-9121-0325f347e8ab/1c8da9f1-0a01-80a7-b943-007a5d1aacf0" width="40px" /> Main features offered by Chari Chari’s Banking as a Service

Core Banking System

Platform to manage financial operations

KYC & Compliance

Customer identification, risk assessment and fraud prevention

Accounting & Reporting

Compliant financial reporting to the Central Bank

Payment accounts & Mobile wallets

Compliant payment accounts & wallets to hold and store customer deposits, with Moroccan IBANs

Acquiring (online & offline)

Online payment gateway and solution for face-to-face payments

Card Issuing

Branded debit cards with a Card Management System

Bank Transfers

Connectivity to SWIFT and GSIMT (Moroccan payment network)

Added Value Services

Bill payment
Mobile Top up
eGov Services
Domestic and International Money Transfers
Insurance Distribution
Travel Distribution
Vouchers Distribution </aside>

Here is a presentation of Chari BaaS :

https://chari.docsend.com/view/nnscjjmt7mi2fdkt

Product Overview

The best way to understand our product is to see it. We encourage you to schedule a demo call here.